Payment Method

At Shopwithay, we are committed to offering a smooth, secure, and transparent checkout experience. This policy outlines the accepted payment methods, how we process payments, and how refunds are handled.

1. Accepted Payment Methods

We currently accept the following secure payment options:

• Visa
• Mastercard
• American Express
• PayPal
• Apple Pay (on supported devices)
• Google Pay (on supported devices)

All orders must be paid in full at checkout to begin processing. Orders will not be shipped until payment is successfully completed.

2. Payment Processing

When you place an order on www.shopwithay.com:

• Your selected payment method will be authorized to confirm sufficient funds.
• Once the payment is approved, your card will be charged, and we’ll begin order fulfillment.
• You will receive a confirmation email along with a receipt and order number.

Our website uses encrypted, PCI-compliant third-party gateways to handle all payment transactions. We do not store or have access to your credit card details.

3. Refunds & Returns

Refunds are handled in accordance with our Return & Refund Policy

• Approved refunds will be returned to the original payment method (credit/debit card, PayPal, etc.).
• Refunds may take 3–5 business days to appear on your statement depending on your bank or payment provider.
• Custom or final sale items may not be eligible for refunds unless defective or delivered in error.

If you believe there is a billing issue or need assistance with a payment, our team is here to help.

4. Payment Issues or Questions?

Our customer support team is happy to assist with any payment-related questions.

📧 Email: support@shopwithay.com
🌐 Website: www.shopwithay.com